This Website is Dedicated To All Those Who Are Doing Their Due Diligence About Michael T. Dunnuck (AKA Mike Dunnuck) and CFS Enterprise

From the Desk of Mike Seiler, MSEE April 2, 2004 Blogger Update since April 2 To Whom It May Concern:

The opinions expressed on this website are solely my own. However, there are a number of indisputable facts about my dealings with Michael T. Dunnuck (also known as Mike Dunnuck and using a DBA name of CFS Enterprise, both using a Michigan address) that I would like to make public knowledge. The purpose for doing this is to provide a viewpoint other than the one you may have received from Michael Dunnuck himself. Legally, I am in the clear, as long as what I put on this website is the truth, the whole truth and nothing but the truth.

On first introduction, Michael Dunnuck comes across as a competent, cooperative person who is eager to please. When I spoke him, he told me that he has only satisfied customers and that he stands by his guarantees. As I have laid out below, things are not always as they seem.

Mike Dunnuck is very talented at telling people what they want to hear. In my experience, his promises are part of a bait and switch strategy in which many people do not receive what they thought they were getting or what was promised (or what the contract stated). This is certainly what happened in my case and also in the cases of quite a few others with whom I have had contact. (If you are one of those people that I have talked to, and wish to assist me with this project, please contact me at the email address provided below)

In short, in my experience of working with him for the past nine months, deception and confusion are an integral part of Mike Dunnuck's business procedure. This procedure becomes more and more evident over time. It seems to me that he does not always remember what he told to whom. He is also quite capable of being belligerent and verbally abusive when it suits him. Often, this occurs after he has been questioned. It seems that he thinks that by being belligerent and accusing his customers (like me) of wrongdoing, he can make me leave him alone.

CFS Enterprise Written Contract

I originally contracted with Mike Dunnuck and CFS Enterprise to assist me in acquiring a seasoned, creditworthy company. I did this based on a written contract which is available here.

Among Other Things, Michael Dunnuck's Contract Promised:

An existing "'seasoned' Nevada 'C' corporation that has already established excellent corporate credit", a corporation with "already established outstanding credit-worthiness."

The contract said:

"Upon taking ownership of this corporation, you will be able to establish corporate lines of credit of up to $500,000 (although up to $1,000,000 is certainly possible depending on the existing credit climate.) This corporation is guaranteed to have the following characteristics:

• A 2-3 year old corporation
• An established Dun & Bradstreet credit rating, with a high Paydex score of at least 75-80. This equates to excellent corporate credit.
• At least 5 "seasoned" trade references including FORTUNE 1000 company references
• Full financials including Income Statements and Tax Returns
• Guaranteed to have no negative financial or legal conditions or situations in its history
• Includes the services of a Nevada Resident Agent for 12 months who will

  -Personally coach and consult with you to make sure that you understand how to operate your company legally
  -Assist you in completing your corporate book
  -Contact you when your annual corporate reinstatement fee is due
  -Help you register your business with your state
  -Act as a liason between you and the banks to assist you in obtaining credit lines for your business

• You will receive a corporate book that includes the following documents and information:

  -Articles of Incorporation
  -By-Laws
  -Meeting Minutes-Board of Directors
  -Shareholders
  -Miscellaneous Forms
  -Transfer Ledger
  -Stock Certificates
  -Corporate Seal
  -And much more. Your resident agent will walk you through the processes."

"Your corporation purchase is backed by a 100% Customer Satisfaction Guarantee as to the Corporate Characteristics stated above and a Credit Line Guarantee that you will receive a minimum of $100,000 in business lines of cash credit within 5 months, or we will buy back your corporation for your full purchase price."

"You can purchase our Premier Seasoned Corporation Package, with all the features described above, for $20,000."

"Our law firm will send you the corporate book. It takes approximately 7-10 weeks to affect the transfer and get all the documentation into your hands. If you require faster service, we will expedite the process for an additional fee of $1,000. This will get everything to you and complete the corporate transfer within 3-4 weeks."

I paid Michael Dunnuck $20,000 for this Premier Package and another $1,000 for the expedite fee by wire transfer on July 18, 2003. I can furnish my bank statement to interested parties on request.

I waited eagerly through the 3-4 weeks, happily expecting my corporate package to arrive. It did not occur to me at that point that I did not know the name of Mike Dunnuck's law firm, which was supposed to send out the corporate packages.

The problems started when the corporation was not delivered on time. I called Mr. Dunnuck to find out where it was and I got a strange story about the Patriot Act. Week 7 came - still no package. What had I paid the $1,000 expedite fee for?

Michael Dunnuck quickly showed himself to be a master of brinksmanship and blame. The "law firm" turned out to be Q2 Synergy Inc., in Camas, Washington. The service provider is Dudley Gee. I started to realize that Mike Dunnuck seemed to have developed an adversarial relationship with Dudley Gee. He was very quick to blame Mr. Gee for everything.

Mike Dunnuck – Who Is He Really?

I finally received my corporate package in the middle of Week 16. It was quite incomplete. There were no Financial Statements at all, nor were there any Tax Returns. There were no FORTUNE 1000 company references. There has never been any kind of a Nevada Resident Agent to help me with anything. There was no Transfer Ledger and no Meeting Minutes. But most frustrating of all, there was no Dun & Bradstreet Paydex score.

I had bought a corporation for $20,000 plus a $1,000 expedite fee that only fulfilled a small part of the contract!

I was clearly informed that I was, under no circumstances, to call Dudley Gee's office to ask any questions.

Whenever I spoke with Mike Dunnuck on the phone, he blamed everything on Dudley Gee. He often wouldn't answer the phone or return phone calls or emails.

By mid-December, I heard that at least one individual had filed a complaint online with the Michigan Attorney General's office against Michael Dunnuck.

The details of the interactions I had with CFS Enterprises can be found in copied emails upon request.

By the end of December 2003, it became clear that my Corporation was never going to be delivered in a complete manner. I requested a refund by email at the end of December, 2003. My request was simply ignored. I repeated my request by email and voice mail in January, 2004. On Febuary 7, 2004, I got a very confused email, that in effect said “I don’t have the money.”

In a conference call that Michael Dunnuck initiated in January, he explained how he was going to set things right. There were more than 10 of his customers, including me, on the conference call. One of the requests that was made was that we be able to contact each other by email. Mike agreed to send us each other's email addresses. This has not happened as of April and he has ignored reminders about this agreement.

Mike Dunnuck offered me an alternative proposition in January, 2004, which would be handled by a different law firm. I asked him the name of this law firm and he refused to give it to me, so I conveniently could not check it out. He also offered me a new contract to sign on January 22, 2004. As my lawyer pointed out, the new contract was not even a real contract because there is no reference to compensation and consideration. You can look at it here. I was not about to sign a new contract that would nullify my original one or enter into further business undertakings with Mike Dunnuck without first being able to check out all the players! If I had known what I now know of Q2 Synergy, I would not have entered into contract with Mike Dunnuck in the first place. I am not about to make that mistake again!

Michael Dunnuck's current website, http://www.cfsenterprise.com/ continues to sell such Nevada "C" Corporations.

I have since heard a rumor that it appears that Mike Dunnuck appears to be under investigation for selling securities without a license. This company that he was selling for is rumored to have filed for bankruptcy which I imagine has put Mike in some kind of financial bind. I suspect that part of the reason for his unstable moods is the pressure he has been under from both this and problems with the Nevada C Corporation program. I also suspect that part of the reason that my refund requests have been ignored is because of the financial drain on CFS Enterprise from the comulative effects of both of these situations.

As of the beginning of April, 2004, my requests for either a complete corporation fully funding as originally proposed or a refund are still being ignored. I have not yet sued CFS Enterpise for breach of contract because that may just be an example of throwing good money after bad. I am also still collecting information to assist my attempt to attain a favorable outcome. If you have any relevant information, please feel free to (Source confidentiality is honored at request.)

At a minumum I’m just a dissatisfied customer. How many disgruntled customers does it take? I greatly welcome a discussion with Mike Dunnuck and CFS Enterprises or his lawyer about my concerns. This website will stay up until my concerns have been fairly addressed and resolved.

In hopes you see this before making the same kind of mistake I did,

Sincerely,

Mike Seiler

P.S. What will it take to set things right?

P.P.S. Here is a log of the updates since this webpage was put up.

Reclaimer: Any reference to people or places is quite intentional and deliberate.